Anova Financial

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Deposit Rates

Product	APR	APY	Min Deposit	Effective Date
AnovaFunds	0.15%	0.15%	$100,000	06/01/2013
Gold Source^sm	0.20%	0.20%	$2,000,000	06/01/2013

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For Depositors -- ANOVAFunds provide the safety of FDIC Insurance up to $10 million, liquidity, and a high yielding money market deposit account.

For Banks –- Anova Financial's Banking Services provides a solution for banks whether they need Reciprocal Deposits, Wholesale Funding, or Treasury Services.

Whether you have excess cash reserves and are seeking a secure high yielding investment alternative or your bank needs funds to meet loan demands, ANOVA provides high yielding liquid funds backed by an experienced organization, proven technology and optimum security. It’s simple and accessible 24/7 within the online ANOVA Banking Community.

If you don't like our rates you can move your money without penalty or any fees.

Corporate Overview

January 3, 2012: Anova issued US Patent No.: US 8,090,651
July 13, 2010: Arthur H. Keeney, III Joins ANOVA Board of Directors
April 21, 2010: IBA Endorses Anova Financial Corporation
March 19, 2010: NYBA Endorses Anova Financial Corporation
March 3, 2010: VBA MSI Endorses Anova Financial Corporation
January 14, 2010: Anova Names New Custodial Bank
October 1, 2009: Anova files for U.S. Provisional Patent Application.
April 4, 2009: ANOVA Builds Texas Marketing Team.
March 18, 2009: James K. Nance Joins ANOVA Board of Directors.
March 11, 2009: Texas Bankers Magazine Article.

"It's hard to imagine an offering that can so clearly benefit all participants. Local governments receive a higher return on their investments with complete safety of FDIC insurance and North Carolina's community banks acquire commercial loans to spur the economies of the communities they serve."

— Thad Woodard, President and CEO, North Carolina Bankers Association

"Thanks to our Texas Bankers Association Services Board’s review of ANOVA; we heartily recommend your institution take a serious look at their offerings. They benefit ALL participants! Depositors can receive a higher return coupled with FDIC insurance and Texas Bankers Association member banks acquire additional deposits they can turn into quality loans and investments which in turn stimulates local economies for their communities."

— Eric Sandberg, Texas Bankers Association President & CEO