Kim B. Winslow, Anova Financial's President/CEO. Mr. Winslow also serves on the board of Anova Financial's as its Chairman. Mr. Winslow has 28 years executive management, entrepreneurial, and technical experience including Chevron Geosciences, United Energy Resources, and Convest Energy Corporation. He founded and successfully merged four related companies into U.S. Environmental Group, Inc., a national engineering, and consulting firm which he served as President/CEO from 1986-1997. In 1997, he founded with Tully Ryan, Broad Street Software Group, a software technology firm, and was President/CEO from 2002-2004. In 2003 he co-founded Anova Financial, Corp., and has served as ANOVA's CEO since that time. During this period he has been responsible for the development of the business model, corporate governance, equity investment, software development, patent applications, hiring the management team, strategic alliances, and evolution of ANOVA into a fully operational company that is currently seeking to expand nationally. He graduated with a BS from the University of Florida in 1978. Mr. Winslow serves on the BOD of Broad Street Software Group, TireWare, and U.S. Environmental Group.

Dionne van Zyl PhD, MBA, BSc (Eng), BA, VP of Business Development. Dr. van Zyl has served as Chairman and CEO of three different technology companies in the financial services industry spanning an 11-year period. He led the development of groundbreaking technology in e-commerce, raising significant capital and developing new markets. Dr. van Zyl started his career in the development of electronic warfare systems in his native home of South Africa. He has extensive international business experience in strategic planning, mergers, joint ventures, and international transactions in the United States, the British Isles, Europe, East Africa, and South Africa. He has invested in a wide range of companies in technology development, and real estate development. He has made his home in Atlanta since 1994, where he, his wife, and four children are active members of the community. In 2002, he and his family became American citizens.

David D. Butler, CFP®, CFSC - Senior Vice President of Banking Network. Mr. Butler has 20+ years experience in the Trust and Investment Management field, including relationship and portfolio management, wealth management sales, risk assessment and compliance management, financial analysis, and auditing. He has experience as a Trust and Investment Manager Division head, Chief Operating Officer in a private trust company, as well as experience in managing operations and corporate trusts in a regional bank setting. David also was a National Trust Examiner with the United States Comptroller of the Currency. David is a Certified Financial Planner and Certified Financial Services Counselor. He has a Masters in Trust and Investment Management from Campbell University as well as a BBA from Campbell University. David is also an honors graduate of the American Bankers Association National Graduate Trust School. David has been a faculty member of the Southeastern Trust School since 1991 and is a director and past president of the Trust Education Foundation of Campbell University. He currently holds his series 7 and 63 securities licenses.

Joseph H. Scheib CPA, Chief Financial Officer. Mr. Scheib as Chief Financial Officer oversees all transactions between supply clients (depositors), ANOVA's custodians, and demand customers (commercial banks & thrifts) through ANOVA's proprietary technology. Mr. Scheib has 20 years of financial background including as Financial Operations Principal at Triangle Securities including all aspects of brokerage accounting and compliance; as Regional Director of Compliance for AXA Advisors overseeing compliance of all securities transactions; at Morgan Keegan & Company as VP providing client investment and asset management services. Prior to Morgan Keegan, Mr. Scheib was the Financial Operations Principal for J. Lee Peeler and Company and the Controller for Carolina Securities Corporation. He has extensive experience in a wide variety of investment opportunities, money desk management, and funds investment at both the institutional and individual levels. Mr. Scheib is a CPA and holds a B.S. in Accounting from East Carolina University.

Victor Briabrin, CTO/CIO, Mr. Briabrin is an IT professional with more than 30 years experience including working with government and commercial organizations in the United States, Austria, Germany, Eastern/Central Europe including the United Nations' International Atomic Energy Agency. He has command of a wide range of technologies including, client/server and web-applications, object-oriented design, Oracle, SQL Server, and Sybase, data warehousing, expert systems; he was a team leader for the popular electronic game Tetris. He holds a Ph.D., in Computer Science from Lebedev Institute of Computer Technology in Moscow, and participated in the scientific exchange program at MIT Computer Science laboratory and Stanford University's Artificial Intelligence Laboratory.

Dawn Bunch MBA, BSc (Eng), BS, Operations Manager, Ms. Bunch is responsible for the day to day operational issues of Anova Financial including; transactions, reconciliation of accounts, reporting, and oversight of new account set-up. In addition she oversees Program Management of IT Staff including; scope of work, personnel allocation, milestones, testing and status reporting. Prior to joining Anova Financial in 2005 Ms. Bunch was AVP Operations with Anova Financial's technology partner Broad Street Software Group (2003-2005) where she was directly involved in operational support for customized development of inventory management and procurement software applications. Previous experience includes procurement and as an import buyer for Channel Master, a satellite systems manufacturer, and Weyerhaeuser, in the pulp and paper industry. Ms. Bunch has a BS in Chemical Engineering (1998) and an MBA from North Carolina State University (2001).

Paul G. Glenn, Vice President of Depositor Sales. Paul has extensive experience with local government sales and banking having been VP of Governmental Finance at Branch Banking & Trust Company (BB&T) from 1995-2003 - originating and underwriting local government financings throughout NC, VA & MD. His annual production averaged $80-100 million during his tenure. From 1991-95 he was with the NC State Treasurer, Local Government Commission, as a Financial Analyst to over 600 units of local government throughout NC. He oversaw the authorization of debt financing through installment purchase agreements, GO bonds, and COPs - $2.3 billion in debt authorization to NC local governments. Also he was a Branch Manager/Assistant Treasurer at Central Carolina Bank and Trust from 1986-90. He has an MBA from Florida State University and holds Series 7 and Series 64 securities licenses.

Chuck Skinner, Systems Architect, Mr. Skinner combines 20 years of industry, laboratory, university, and government experience in managing programs including Department of Energy's National Renewable Energy Laboratory, Lawrence Livermore National Laboratory and CH2M Hill. He holds a B.S. in Mechanical & Environmental Engineering from Duke University and a MBA in Finance and Operations Management from Northwestern University.