ANOVA acts as your agent to place funds in our network of participating banks so the funds are fully FDIC insured allowing you to manage one account rather than setting up numerous accounts at different banks. An ANOVAFunds account links to your existing bank account and enables cash deposits of up to $5 million to be 100% FDIC Insured. You manage the account like a self-directed sweep account depositing funds from your existing bank account when you have excess cash for which you are seeking a combination of high yield, guaranteed return, and No Risk (100% FDIC insured) . You alone can move funds between the two accounts - as funds are needed you simply make a withdrawal and the funds are wire deposited back to your existing bank account either same day, or next day - easy, fast and efficient.

ANOVA is being used by individuals, institutions, corporations, local governments, school districts, non-profits, and even banks with excess cash. What makes ANOVA so unique is its combination of no risk (100% FDIC insured deposits), technology, and ease of use which enables ANOVA to aggregate deposits and provide these cash deposits to the over 7500 community banks throughout the nation. Because we aggregate these deposits from many sources ANOVA can provide our depositors far higher interest rates than they would otherwise receive from a conventional bank deposit.

ANOVA has been reviewed by the FDIC for pass-through insurance coverage and the Federal Reserve for use by its member banks. ANOVA has received S&P's highest rating for cash management solutions based on our combination of insurance and liquidity. A deposit through the ANOVA network of community banks is an insured deposit - since 1934 when the FDIC was formed nobody has ever lost $1 of FDIC insured funds.

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